Agreement and conditions
Tell us whether you are preparing an offer or have already signed. Send the agreement and amendments, and identify any condition or document-review dates.
Ontario real estate
Buying a home in Ontario?
Get clear legal help from offer to closing. Your purchase involves more than the price on the agreement. Our London-based team helps you understand the legal work, prepare your documents and plan the funds and signing arrangements for your Ontario closing.
Get a purchase closing estimateHow we can help
Title, lender and closing work
We assess the title and documents, work with your lender’s instructions and explain the steps needed for signing and registration within the agreed scope.
A clear estimate
Ask for a breakdown of legal fees, HST and estimated disbursements. Taxes, adjustments and lender charges need to be considered separately.
Understand the full closing budget
Legal fees are one part of the closing budget. Depending on the transaction, you may also need land transfer tax, title insurance, registration charges, adjustments, lender costs and other disbursements. Your deposit and mortgage funding also affect the amount required before closing. We explain the assumptions in your estimate; an online calculator is not a final statement of funds.
What happens next
Step 1
Send the transaction details
Provide the agreement, closing date and contact details for your realtor and mortgage professional.
Step 2
Confirm the engagement
We review the information, confirm whether we can act and set out the scope, estimate and documents needed.
Step 3
Prepare for signing and funds
Follow the secure document-sharing, identity verification and funding instructions provided on your file.
Step 4
Complete the closing
We coordinate completion of the agreed legal work and explain the arrangements for your closing report and keys.
What to prepare
- Signed agreement of purchase and sale and all amendments, if available
- Property address, purchase price and closing date
- Your realtor’s details and mortgage lender or broker contact
- Names of all intended owners and their proposed ownership arrangements
- Information about a related sale, a gift of funds or any owner signing outside Canada
Contact our office for secure sharing instructions. Do not send sensitive documents through an ordinary website enquiry.
Start with a clear scope
Request an itemised estimate for your transaction. We confirm legal fees, HST, estimated disbursements and the scope before work begins.
A booking or enquiry does not create a retainer for further work. Tell us about any deadline before relying on a scheduled meeting.
Get a purchase closing estimateYour questions
When should I contact a lawyer?
Contact us before signing if you need advice on an offer. If you have already signed, send the agreement promptly and identify all relevant dates. Do not assume a later consultation will extend a condition or other deadline.
Can a first-time buyer use the estimate tool?
Yes. Provide accurate details and ask which assumptions apply. Tax refunds and eligibility need individual review; an estimate is not confirmation that you qualify.
Can I sign remotely?
We assess remote arrangements for your property, documents, lender and identity requirements. Tell us where each owner will be when signing.
Does the estimate include every expense?
Read the inclusions and exclusions. Ask about HST, disbursements, land transfer tax, adjustments and lender charges. We confirm the scope and may revise an estimate if the transaction changes.
What if I am also selling?
Tell us both addresses and closing dates. Linked transactions may need additional coordination and funding arrangements.
Read the official background information. General information only; advice depends on your circumstances.
