Review the sale documents
Send the signed agreement and amendments. Flag changes, outstanding conditions, unusual terms or concerns about completing the sale.
Ontario real estate
Selling your Ontario property?
Plan the documents, payouts and closing. Before a sale closes, your documents, mortgage arrangements and instructions about the proceeds need to line up. Our London team assists Ontario sellers and confirms the legal work and signing arrangements for the transaction.
Get a sale closing estimateHow we can help
Plan mortgage payouts
Identify every mortgage and secured line of credit. We review payout and discharge arrangements within the agreed engagement; lender charges can affect your net proceeds.
Confirm the proceeds
Sale price is not the same as the amount you receive. Mortgage payouts, adjustments and other closing costs must be accounted for.
What affects your net sale proceeds?
Your mortgage payout may include interest, discharge fees or an early-payment charge. Real estate commissions, adjustments, legal fees, HST and disbursements may also affect the balance. Ask for the figures relevant to your file rather than relying on the sale price alone. If your sale funds another purchase, tell us early so the timing and funding arrangements can be considered.
What happens next
Step 1
Send your agreement
Include all amendments and the details of each registered owner.
Step 2
Identify payouts and linked transactions
Provide mortgage details and tell us about a related purchase, ownership dispute or court order.
Step 3
Confirm signing and payment instructions
Complete identity checks and follow the instructions provided on your file. Remote signing is assessed individually.
Step 4
Complete the sale
We explain completion, mortgage payout arrangements and how the balance of proceeds will be delivered.
What to prepare
- Signed sale agreement and every amendment
- Names and contact information for all registered owners
- Mortgage and secured line-of-credit details
- Realtor contact, closing date and any related purchase details
- Information about rental equipment, tenancies or ownership issues relevant to the sale
Contact our office for secure sharing instructions. Do not send sensitive documents through an ordinary website enquiry.
Start with a clear scope
Request an itemised estimate for your transaction. We confirm legal fees, HST, estimated disbursements and the scope before work begins.
A booking or enquiry does not create a retainer for further work. Tell us about any deadline before relying on a scheduled meeting.
Get a sale closing estimateYour questions
Will paying off my mortgage remove it from title?
Repayment and discharge are related but distinct steps. We review the payout and discharge arrangements for your sale. Tell us about secured credit lines and any other registered charges.
Can I sell while outside Ontario?
Tell us where every owner will sign. We assess the documents, identity checks and any lender or signing requirements before confirming arrangements.
When will I receive the proceeds?
Timing depends on completion of the transaction, receipt and clearance of funds, payouts and the instructions on your file. We confirm the process; we do not promise a particular time of day.
Should I send banking details in an ordinary enquiry?
No. Use the secure instructions provided on your file. Verify any changed banking instructions by calling the office using our established phone number.
What if an owner cannot sign or there is a dispute?
Tell us before relying on a closing arrangement. A power of attorney, estate issue, family-law dispute or other concern may require additional assessment and work.
Read the official background information. General information only; advice depends on your circumstances.
