Changing the registered owners
Explain who owns the property now, who should own it after the transfer and why. A family transfer still needs assessment of the legal and financial consequences.
Ontario property transactions
Title transfers for Ontario property
Change property ownership with advice about the transaction, lender requirements and information needed to proceed.
Clear advice and practical next steps
Start with your circumstances.
The mortgage and other interests
Tell us about mortgages, restrictions and agreements affecting the property. A title change does not itself release a borrower from lender obligations.
Confirm the work and cost
The office reviews the proposed transaction before confirming scope, fees and required documents. Taxes, lender conditions and third-party charges need separate consideration.
Make the first conversation useful.
- Property address and current registered ownership
- Names of everyone involved and the reason for the transfer
- Mortgage and lender information
- Any separation, estate or ownership agreement
- Desired completion date and related correspondence
Use the office’s secure sharing instructions for sensitive records. Do not send identity or financial documents through a general enquiry.
Where we can help
Ontario property transactions
This service is for property in Ontario. We welcome enquiries from buyers, sellers and owners across the province, including people currently elsewhere. Our office is in London. Remote closing arrangements depend on the transaction, identity checks and lender requirements.
Choose your next step
Tell us what you need help with.
Use the estimate route and describe your transaction. Title-transfer requests may need a separate quote; our office will confirm the information required.
Before you start.
Is a family transfer automatically tax-free?
Do not assume that. The transaction and any claimed exemption need individual assessment.
Can a consultation complete the transfer?
No. Completing and registering a transfer is separate legal work, subject to acceptance, documents and an agreed scope.
General information, not advice about an individual matter. Ontario: land transfer tax. Check the official source for current requirements.
