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Ontario family law

Cohabitation agreement advice in Ontario

Discuss financial arrangements before uncertainty grows. If you live together or plan to, a cohabitation agreement can address financial arrangements for your relationship. Speak with Alexander Posmyk about the terms you are considering, the information needed and what independent advice should cover.

Book 30 minutes with Alexander

How we can help

Discuss property and contributions

Tell us who owns the home, how expenses are shared and what each person contributes. These facts help frame the advice you need.

Exchange useful information

Prepare a picture of income, assets and debts. Accurate financial information is important when considering the proposed terms.

Plan for changes

Tell us about an intended marriage, a home purchase or a significant change in circumstances. Ask how the document should be reviewed as your plans develop.

Understand what the agreement can and cannot do

An Ontario cohabitation agreement falls within the domestic-contract framework of the Family Law Act. Its scope and effect depend on the law, the terms and your circumstances. A discussion about property or support should not be treated as a way to predetermine every future issue. Ask for individual advice about the terms you are proposing, particularly where children or a future marriage are involved.

What happens next

Step 1

Explain your plans

Tell us whether you are moving in, already living together, buying property or reviewing an existing agreement.

Step 2

Prepare documents and disclosure

Bring any draft, ownership documents and available financial information. Identify deadlines and what is not yet available.

Step 3

Discuss the proposed terms

Alexander explains the issues relevant to the proposed scope and what further drafting or negotiation may involve.

Step 4

Confirm next steps

We confirm any further engagement and fees separately. Each partner should obtain independent advice before signing.

What to prepare

  • Any existing or proposed agreement
  • Information about the home, ownership and mortgage
  • Available income, asset, debt and business-interest information
  • Details of contributions, shared expenses and financial arrangements you want to discuss
  • Plans for marriage, a purchase or any proposed signing date

Contact our office for secure sharing instructions. Do not send sensitive documents through an ordinary website enquiry.

Start with a clear scope

The consultation is $150 plus HST for 30 minutes or $250 plus HST for 60 minutes. Further drafting, negotiation or representation is quoted separately.

A booking or enquiry does not create a retainer for further work. Tell us about any deadline before relying on a scheduled meeting.

Book 30 minutes with Alexander

Your questions

Do I need an agreement before moving in?

Whether an agreement is suitable depends on your circumstances and objectives. A consultation can help identify what needs to be considered; it does not commit you to drafting one.

Can I use an online template?

A template may not address your property, disclosure, support arrangements or future plans. Obtain advice on the proposed terms rather than assuming a standard document is sufficient.

Can Alexander review a draft I already have?

Tell us who prepared it, what financial disclosure is available and the proposed signing date. We confirm whether we can accept a review and the work it will cover.

What if we plan to marry?

Tell us before drafting or signing. Ask how the proposed agreement and your plans to marry should be addressed under Ontario law.

Does the consultation price include the agreement?

No. The 30-minute consultation is $150 plus HST. Drafting, negotiation or a more extensive review requires a separately confirmed scope and fee.

Read the official background information. General information only; advice depends on your circumstances.

Licensed, regulated and active in our community
Law Society of OntarioOntario Bar AssociationMiddlesex Law AssociationSolicitors Regulation Authority (England and Wales)London Chamber of Commerce
Zia Waseer is licensed by the Law Society of Ontario and is a solicitor of England and Wales. Logos identify the regulators and associations we belong to; they do not indicate endorsement.