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Choose your transaction
Closing an Ontario property from somewhere else
You may be in London, elsewhere in Ontario or outside the province. Tell us where the property is and where you will be when you sign. We confirm the arrangements available for your matter and any lender or document requirements. How remote closings work.
What your quote explains
Your quote breaks down our legal fee, HST and estimated disbursements, with the assumptions and exclusions. Land transfer tax, lender charges and adjustments are separate. If the transaction changes, the quote can change; we confirm the agreed scope before work starts.
London and surrounding communities
Our office is at 1204 Richmond Street, London. We act on property in London, St. Thomas, Strathroy, Woodstock, Ingersoll and elsewhere in Ontario. Real estate in London, Ontario.
What brings you here?
Pick your situation. Each button books the right length of meeting.Review my offer before I sign
Catch problem clauses, conditions and deadlines while you can still change them.60 min · $250Book 60 minutes ›
Buying my first home
Title, mortgage, land transfer tax refunds and closing day.Written quoteGet a quote ›
Add or remove a spouse from title
Transfers between family members and spouses.30 min · $150Book 30 minutes ›
Pre-construction or condo
Builder agreements and status certificate review.30 min · $150Book 30 minutes ›
How it works
1
Book your meeting
Pick a time online. Free 15 minutes in person, or 30 or 60 minutes in person, by phone or by video.2
Send your documents
Upload them securely. For paid consultations, your lawyer reads them before you meet.3
Leave with a plan
Your options, a document checklist and a fee quote by email.★★★★★“As a first time homebuyer, I felt well-informed. I truly appreciate their help and would definitely recommend them to anyone looking for a reliable real estate lawyer!”Farida I. · First home
★★★★★“From the very beginning, Mr. Waseer provided the clarity and reassurance we needed as first-time buyers.”Palvika S. · First home
★★★★★“The entire team was professional, responsive, and incredibly thorough throughout the entire process.”Alyssa W. · Home purchase
Package · Save 15% on legal feesHome + LegacyClose on your home and protect it the same month: purchase, wills and powers of attorney.
Get a package quotePackage terms: 15% off our legal fees only. HST, disbursements and third-party costs are not discounted. Applies when you retain us for all services in the package at the same time. Cannot be combined with other offers.
Jump to
Clear fees, in writing.
Real estate lawyer fees in London, Ontario. You see the full quote before you commit.Residential
Purchase, sale or refinance
Written quote
A standard written quote showing our legal fee, HST and every disbursement, before you commit.Get a written quote ›Commercial
Commercial property and business assets
Written quote
Commercial purchases and sales, asset purchase agreements, leases and financing. Flat fee where the scope is clear.Book 60 minutes · $250 ›Before you sign
Offer or contract review
$250
60 minutes, plus HST. We read your Agreement of Purchase and Sale and flag the risks while you can still change them.Book 60 minutes ›What are disbursements?
Costs we pay to third parties on your behalf: title insurance, land registry fees, searches (title, executions, tax certificate, utilities) and courier. They are listed line by line on your quote. Land transfer tax is separate and goes to the province.Get your closing quote.
Answer a few questions. We email you an estimate based on your answers.Buying a home: from offer to keys.
What happens, who does what, and when.1
Sign the offer
Before you sign, have the Agreement of Purchase and Sale reviewed. Once it is firm, most terms are fixed.2
Pay the deposit
Usually due upon acceptance or within 24 hours, by certified funds or wire to the listing brokerage. Missing it can put you in breach.3
Clear your conditions
Financing, inspection and any sale of your own home. Deadlines are exact. Waive only when you are sure.4
Send us the deal
Send the firm agreement, your lender details and ID. We open the file, search title and order title insurance.5
Sign with us
About a week before closing you sign the mortgage and transfer documents and bring the balance of your down payment and closing costs.6
Get your keys
On closing day we send the funds, register the deed and mortgage, and release the keys to you.Before you sign: 8 things to check.
The Agreement of Purchase and Sale decides most of your risk. Check these first.Deposit
Amount, deadline and how it is paid. If the deal fails because of you, you can lose it and still face a claim for more.Conditions
Financing, inspection, status certificate, sale of your home. Check the exact dates and who can waive them.HST
Resale homes are usually exempt. New builds and some properties are not. “Included” and “in addition” can change your price by tens of thousands.Chattels and fixtures
List exactly what stays: appliances, light fixtures, window coverings. Anything not listed is open to argument.Rental equipment
Water heaters, furnaces and air conditioners are often rented. Know what contracts you are taking over and at what cost.Title search date
The last day we can raise problems with title. Miss it and your objections narrow.Closing date
Book movers and your lease end around it. Moving the date later needs the seller to agree in writing.Survey and disclosures
Ask for an existing survey and any seller disclosures. Know whether there are easements, encroachments or open permits.Closing costs: a London example.
Worked example for a $600,000 resale home in London, Ontario.| Cost | Amount |
|---|---|
| Ontario land transfer tax | $8,475 |
| Less first-time buyer refund (if eligible) | up to −$4,000 |
| Legal fee | on your quote |
| Disbursements: title insurance, registration, searches | on your quote |
| Adjustments: prepaid property tax, utilities, condo fees | on your statement |
| Municipal land transfer tax (London has none) | $0 |
Selling and refinancing.
Selling
What we do when you sell
- Review the offer before you accept it
- Get your mortgage payout statement and pay it off on closing
- Prepare the statement of adjustments for taxes and utilities
- Sign the transfer and closing documents with you
- Pay the real estate commission and send you the balance
Refinancing
Changing lenders or borrowing on your home
- Register the new mortgage or line of credit
- Pay out and discharge the old mortgage
- Confirm title is clear of liens and executions
- Explain the terms before you sign
Commercial property and business purchases.
For owners, investors and buyers of a business.Commercial real estate
Purchases and sales of retail, office, industrial and mixed-use property. Due diligence on title, zoning compliance, leases and environmental concerns.Asset purchases and sales
Buying or selling a business by its assets: equipment, inventory, goodwill, leases and contracts. We draft or review the asset purchase agreement and closing documents.HST and financing
HST usually applies to commercial property. A buyer registered for HST may be able to self-assess instead of paying on closing. We co-ordinate with your accountant and lender.New to Canada and buying a home?
Rules depend on your status. Know them before you make an offer.Citizens and permanent residents
No federal restriction
You can buy like any Canadian. If you have never owned a home anywhere in the world, you may qualify for the first-time buyer land transfer tax refund.Foreign buyer ban
Non-Canadians and residential property
The federal Prohibition on the Purchase of Residential Property by Non-Canadians Act is in force until January 1, 2027, unless extended again. Exemptions exist, including some work permit holders with at least 183 days of validity left, some international students, and protected persons. Conditions are strict, and buying in breach can lead to fines and a court-ordered sale.Ontario NRST
Non-Resident Speculation Tax: 25%
Foreign nationals buying residential property anywhere in Ontario pay a 25% tax on the price, on top of land transfer tax. Exemptions include Ontario Immigrant Nominee Program nominees, protected persons, and a foreign national buying with a spouse who is a Canadian citizen or permanent resident.Getting ready
What to prepare
- Proof of status: PR card, work or study permit
- Down payment history: lenders and lawyers must check where funds come from
- Two pieces of ID for our identity verification
- Your immigration timeline: the first-time buyer refund requires citizenship or PR within 18 months of purchase
One office for your status and your home.
We are also an immigration law firm. We can check your status, your exemption and your purchase together, in English, Hindi, Punjabi, Urdu, Arabic, Kurdish (Sorani) or Dari.Why clients choose Waseer Law Office for real estate.
Thousands of closings
Residential and commercial transactions across Ontario, from first homes to business purchases.4.9 on Google
First-time buyers, sellers and investors rate us on clear explanations and fast replies.London office, plus Windsor and Mississauga by appointment
Our London office at 1204 Richmond Street, with appointments in Windsor and Mississauga. Serving clients across Ontario in seven languages.Questions people ask
How much does a real estate lawyer cost in London, Ontario?
It depends on the transaction: whether there is a mortgage, a condo or a new build. Ask for a quote and we send a standard written quote showing our fee, HST and disbursements before you commit.When should I call a real estate lawyer?
Before you sign the Agreement of Purchase and Sale. Once it is signed, most terms are fixed. A 60-minute offer review costs $250 plus HST.How early should I hire a lawyer before closing?
As soon as your deal is firm. We need time for title searches, title insurance and your lender’s instructions. Two to three weeks before closing is ideal.What will closing cost me?
Land transfer tax, our legal fee, disbursements and adjustments. Use the land transfer tax calculator, then ask for a written quote.Does London have a municipal land transfer tax?
No. Only Toronto charges a municipal land transfer tax in Ontario. In London you pay the Ontario tax only.Can I buy a home in Ontario on a work permit?
Possibly. The federal foreign buyer ban has exemptions for some work permit holders, and Ontario charges a 25% Non-Resident Speculation Tax unless an exemption applies. Speak to us before you make an offer.Do you handle commercial deals and business purchases?
Yes. We act on commercial property purchases and sales, asset purchases and sales, and commercial financing.Do I need to come to the office?
You can meet us at 1204 Richmond Street, London. Appointments are also available in Windsor and Mississauga. Ask whether remote signing suits your transaction.Request your Ontario closing quote.
London office at 1204 Richmond Street · Remote closings across Ontario where suitableLicensed, regulated and active in our community
Zia Waseer is licensed by the Law Society of Ontario and is a solicitor of England and Wales. Logos identify the regulators and associations we belong to; they do not indicate endorsement.
