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Land transfer tax and closing costsFull guide, rates and London examples ›
$650,000
$200,000$3,000,000
Where is the home?
First-time buyers must be a citizen or PR (or become one within 18 months), live in the home within 9 months, and never have owned a home anywhere.
First-time buyer checklist
Ontario land transfer tax
Ontario first-time buyer refund
Land transfer tax you pay
Legal fee, title insurance, registrationIn your quote
Get a written closing quoteTell us your price and closing date and we will email your quote.Request my closing quoteHave us review your offer before you sign · Book 60 minutes ›
Estimate only, not legal or tax advice. Single family home rates. Ontario rates since January 1, 2017; Toronto rates include graduated rates over $3,000,000 effective April 1, 2026. First-time relief at the maximums of $4,000 (Ontario) and $4,475 (Toronto).
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